Talk to your money.
Connect your current accounts, savings accounts and credit cards to understand your spending, see your surplus cash and discover matched Stoa Pots.
Start with a question.
"Which supermarkets did I spend most with, and how has that changed month to month?"
"How much did I spend on TfL Tube journeys versus Uber over the last 12 months?"
"Did I spend more than £1,000 on my electricity bills last year?"
See where your money goes
Your spending across all connected accounts, brought together in one clear view.
Explore categories, review payments and understand the patterns behind your everyday spending.
Ask spending questions. You might not like the answers.
Connect your current accounts, saving accounts and credit cards to understand your spending, see your surplus cash and discover matched Stoa Pots.
Understand your surplus cash
Identify cash that has remained unused across your connected accounts over time.
Find matched Stoa Pots
Make a 12-month deposit to unlock useful perks upfront. Choose from 250+ perks matched to your spending and surplus cash.
Get your Saving Score
A score from 100 to 999 that helps you understand your saving habits. It does not affect your credit file.
Stoa Agent meets Stoa Pots.
Explore 250+ perks across personal and business spending, from groceries and subscriptions to software. Use upfront perks towards the things you already pay for, helping bring your expenses down.
12-month lock-in. Illustrative matches. You choose whether to proceed; purchases are completed outside Agent.
Our CEO’s spending has some explaining to do.
He asked Stoa Agent. He probably wishes he hadn’t.
Your money. Your control.
Ask questions. Explore your options. You decide what happens next.
Your money in plain English.
Understand your spending. Discover what your money could unlock.