Talk to your money.
Connect your accounts and Amex. Explore your
spending, estimated surplus cash, matched Pots and
Saving Score.

Your bank balance is just the start.
Ask the questions you actually care about. Get a clearerview of the patterns behind your payments.
Know where it all goes.
The coffee. The subscriptions. The “just one thing”
shopping trips. See your spending across connected
accounts and cards, together.


Your balance.
With context.
A balance tells you what’s there. Agent helps you
understand what could be left over, based on your
spending and saving patterns.
Your spending. Your kind of perks.
You already know what you enjoy. Agent surfaces Stoa
Pots matched to your spending and saving patterns and
estimated surplus cash.
From the weekly shop to your next box set, explore perks
that connect to your everyday life.


Know your habits.
See your progress.
It’s not about how much you have. It’s about how you
save. Get a score from 100–999 built around retention,
allocation and regularity.
Start with your main account.
Build the whole picture.
Meet your Agent.
Create your Stoa account to get started.
Connect your accounts.
Connect supported bank accounts and
credit cards with your permission.
Ask your first question.
Explore spending, estimated surplus cash,
matches and your Saving Score.
Before you say hello.
Stoa turns your cash deposit into lifestyle perks – not cash interest. Choose perks across a broad range of categories (like streaming, travel, or everyday brands) and get the value upfront as digital gift cards when you deposit the amount shown.
Stoa turns your cash deposit into lifestyle perks – not cash interest. Choose perks across a broad range of categories (like streaming, travel, or everyday brands) and get the value upfront as digital gift cards when you deposit the amount shown.
Stoa turns your cash deposit into lifestyle perks – not cash interest. Choose perks across a broad range of categories (like streaming, travel, or everyday brands) and get the value upfront as digital gift cards when you deposit the amount shown.
Stoa turns your cash deposit into lifestyle perks – not cash interest. Choose perks across a broad range of categories (like streaming, travel, or everyday brands) and get the value upfront as digital gift cards when you deposit the amount shown.
Stoa turns your cash deposit into lifestyle perks – not cash interest. Choose perks across a broad range of categories (like streaming, travel, or everyday brands) and get the value upfront as digital gift cards when you deposit the amount shown.