For Savers Who Expect More From Theur CASH
Then let it work across 150+ brands.
Stop letting your money sit in one account doing one thing. Spread it across the subscriptions, memberships and brands you love.

You save, We pay.
Not a savings account. Not an investment platform. A third place to put cash you don't need overnight.
Instant perks from day 1
Perks activate the moment your deposit clears. No wait.
Pay for what you already like.
Redirect cash toward subscriptions and memberships you were going to buy anyway.
FSCS protected up to £120.000
Eligible deposits protected by the FSCS scheme.
Choose the perks you want
150+ perks: Netflix, ChatGPT, Spotify, Headspace & more.
Every category covered
Streaming, AI, beauty, travel, wellness, gaming & more.
Renew, change, or withdraw
After 12 months, roll into new perks or withdraw freely.
Stoa users are diversifying how their cash performs
Hundreds of UK savers are already putting idle cash to work across multiple Pots — without touching their capital.
"I had a fairly big personal expense coming up and was planning to spend on Amazon anyway, so it felt like a good fit. I used a portion of spare cash to try it out, and being able to access the value upfront, along with around a 5% tax free return and a one year lock-in, made it an easy decision."
"I’m finding it more interesting to add more of these Stoa Pots as we go. It just makes sense. So far, we have invested £15K, and there is definitely more to come. The money is fully protected, and we get the perks right away."
"The money had been sitting in a children’s savings account accruing a meagre sum of interest each month, and with my child reaching adulthood it was time to review options. Most tax efficient options I found offered low returns, or tempting easy access to savings! When I compared them to Stoa Pots the benefits were clear - immediate savings on regular fixed spending plus security of the capital invested."
Your idle cash deserves better than sitting still.
Deposit once. Diversify across 150+ brands. Get your full capital back in 12 months. It's that simple.
Whatever you love, we've got a perk for it
From streaming to AI tools, beauty to travel - perks that fit your life.
Streaming & Entertainment
The shows and music you already pay for - now covered by your savings.
AI Tools & Productivity
ChatGPT, Claude, Notion, Canva - tools powering your work, paid for.
Grocery & Wellness
Waitrose, Headspace, Tesco, Sephora - your saving, better lifestyle.