For Savers Who Expect More From Theur CASH

Then let it work across 150+ brands.

Stop letting your money sit in one account doing one thing. Spread it across the subscriptions, memberships and brands you love.

Smartphone screen showing Stoa app with Netflix Premium perk offering a monthly subscription valued at £227.88, requiring a £4,500 deposit for 12 months fixed term, streaming included. Labels highlight over 150 perks available and FSCS protection. Buttons labeled Log in, Sign up, Unlock, and Explore all are visible. Branding logos for treatwell, Canva, Waitrose & Partners, Xbox, Airbnb, Duolingo, Disney+, and Dropbox appear in the background.
WHY STOA

You save, We pay.

Not a savings account. Not an investment platform. A third place to put cash you don't need overnight.

Instant perks from day 1

Perks activate the moment your deposit clears. No wait.

Pay for what you already like.

Redirect cash toward subscriptions and memberships you were going to buy anyway.

FSCS protected up to £120.000

Eligible deposits protected by the FSCS scheme.

Choose the perks you want

150+ perks: Netflix, ChatGPT, Spotify, Headspace & more.

Every category covered

Streaming, AI, beauty, travel, wellness, gaming & more.

Renew, change, or withdraw

After 12 months, roll into new perks or withdraw freely.

REAL SAVERS, REAL PERKS

Stoa users are diversifying how their cash performs

Hundreds of UK savers are already putting idle cash to work across multiple Pots — without touching their capital.

"I had a fairly big personal expense coming up and was planning to spend on Amazon anyway, so it felt like a good fit. I used a portion of spare cash to try it out, and being able to access the value upfront, along with around a 5% tax free return and a one year lock-in, made it an easy decision."

Guglielmo de Stefano
London

"I’m finding it more interesting to add more of these Stoa Pots as we go. It just makes sense. So far, we have invested £15K, and there is definitely more to come. The money is fully protected, and we get the perks right away."

John
London

"The money had been sitting in a children’s savings account accruing a meagre sum of interest each month, and with my child reaching adulthood it was time to review options. Most tax efficient options I found offered low returns, or tempting easy access to savings! When I compared them to Stoa Pots the benefits were clear - immediate savings on regular fixed spending plus security of the capital invested."

Parent
United Kingdom
READY TO START?

Your idle cash deserves better than sitting still.

Deposit once. Diversify across 150+ brands. Get your full capital back in 12 months. It's that simple.

FSCS protected
deposit held by UK regulated bank
Full deposit retured
Perks from day 1
150+ PERKS ACROSS EVERY CATEGORY

Whatever you love, we've got a perk for it

From streaming to AI tools, beauty to travel - perks that fit your life.

Streaming & Entertainment

The shows and music you already pay for - now covered by your savings.

Nexflix
Spotify
Disney
Apple TV+
Youtube Premium
50+
AI Tools & Productivity

ChatGPT, Claude, Notion, Canva - tools powering your work, paid for.

ChatGPT Plus
Claude
Notion
Canva
Grammarly
10+
Grocery & Wellness

Waitrose, Headspace, Tesco, Sephora - your saving, better lifestyle.

Waitrose
Headspace
Sephoa
Tesco
Strava
20+